Get one step closer to your dream home
Earn 5% back2 on your purchases to spend on Houzz and enjoy other great rewards and benefits with the Houzz Credit Card and Houzz Mastercard Credit Card.
Choose the card
that’s right for you
Houzz Credit CardApply Now | Houzz MastercardApply Now | |
$50 Welcome Reward1in Houzz Reward Dollars after you open and use your card on Houzz | ||
Additional $50 in Houzz Rewards6when you spend $500 on your card outside Houzz in the first 90 days of account opening | ||
5% Back in Houzz Rewards2every time you use your card to shop on Houzz | ||
1% Back in Houzz Rewards4every time you use your card outside of Houzz | ||
No interest if paid in full within 6 months3on a single item of $350 made with your Houzz Credit Card. Interest will be charged to your Account from the purchase date if the purchase balance is not paid in full within the promotional period. | ||
No interest if paid in full within 12 months3on a single item of $700 made with your Houzz Credit Card. Interest will be charged to your Account from the purchase date if the purchase balance is not paid in full within the promotional period. | ||
No Annual Fee7 | ||
No Foreign Transaction Fee7 | ||
Mastercard Member Benefits5enjoy identity theft resolution services, zero liability protection and more | ||
Customer Support Available 24/7 | ||
Apply Now | Apply Now |
Frequently
asked questions
1. Subject to credit approval. Offer will be received within 2 billing cycles. Offer is exclusive to Houzz Credit Card holders enrolled in the Houzz Credit Card Rewards Program and Houzz Mastercard holders enrolled in the Houzz Mastercard Rewards Program. The rewards programs are provided by Houzz and their terms may change at any time. For full Rewards Terms and Conditions, please see houzz.com/rewards-terms.
2. Subject to credit approval. Offer is exclusive to Houzz Credit Card holders enrolled in the Houzz Credit Card Rewards Program and Houzz Mastercard holders enrolled in the Houzz Mastercard Rewards Program. Excludes services. The rewards programs are provided by Houzz and their terms may change at any time. For full Rewards Terms and Conditions, please see houzz.com/rewards-terms.
3. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. The sum of the required payments each billing period won’t be less than $37 (or Account balance if less). Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Some balances may be paid off before the promotional period ends. Your minimum payment may be higher than if you did not select promotional financing. Valid for single transaction only. Not valid on services. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. Each seller ships independently of other sellers. Backordered items may ship separately. Subject to credit approval. As of May 2022, terms provided for New Accounts: Purchase APR of 27.24%. Minimum interest charge of $2 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.
4. Subject to credit approval. Offer is exclusive to Houzz Mastercard holders enrolled in the Houzz Mastercard Rewards Program. Purchases of Houzz or Ivy services will receive 1% back in Houzz Reward Dollars.
5. Certain terms, conditions and exclusions apply. Please see Mastercard Zero Liability for more details. Mastercard Card benefits are benefits associated with Mastercard. Certain terms, conditions, and exclusions apply. For Full Benefits Terms and Conditions, please see Mastercard Terms and Conditions.
6. Subject to credit approval. Limit of one. Offer is exclusive to Houzz Mastercard holders enrolled in the Houzz Mastercard Rewards Program. Maximum of one $50 reward. Terms and Conditions.
7. Click Here for important rate, fee, and other cost information.
Houzz Credit Card Accounts are issued by Comenity Capital Bank.
Houzz Mastercard Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard.